Access Bank Loan Code | Interest Rates, Contacts, How To Apply

Access Bank Loan And How It Works

Access Bank plc is one of Nigeria largest bank offering instant online quick cash loans without collateral or paperwork on their Access personal loans, W power loan, creative sector loan, access payday loan etc....

Access bank loan


You can easily apply for access loan through access bank loan code when you dial *901*11# or *426*11#, and you can also apply through the access bank online loan app.

Migo Loan Code

Access Bank Loans To Apply Without Collateral 

1. Access Bank Payday Loan 

Access Payday Loan is an instant loan product made easy for access bank customers (both salary and non-salary earners). 

With Access Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.

Why Access Payday Loan?

• 24/7 service which does not require visits to the bank and application is done conveniently through Ussd Code *901*11*1# and QuickBucks App, Internet Banking, Mobile App.

• No documentation required.

• No collateral required.

• Up to thirty-one (31) days tenor.

2. Access Bank Personal Loan 

The access bank personal loan which enables your employees / individuals to empower their financial independence with this salary-administration product.

• With access personal loan, you can Loan amount up to 75% of net annual salary (for applicants with terminal benefit),

• Also Offers Loan amount of up to 50% of net annual salary (for applicants without terminal benefit).

• Up to 36 months tenure

• Credit life insurance

Requirements To Apply For Access Personal Loan

• Completed Application Form

• Completed Employee Status Inquiry/Employer’s Confirmation Form

• Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)

• Copy of Employment ID and valid means of identification

• BVN

• Credit checks

• Letter of Lien/Set off

To Qualify For Access Personal Loan:

1. You must have paid down at least 50% of your existing facility.

2. You must have not missed any repayment in the last 6 months

3. Access Salary Advance Loan 

With Access bank Salary advance loan which now offers and helps you to access up to 200% of your net monthly salary and repay for 6 months with their Salary Advance loan.

• No documentation required

• No collateral required

• Six (6) months tenor

• 24 / 7 service which does not require visits to the bank and application is done conveniently via QuickBucks App or USSD code *901*11*1#

4. Access W Power Loan

The access bank W Power Loan was designed to close the financing gap for female owned businesses by providing access to loans and credit facilities.

You can use this loan to purchase raw materials or settle other daily operating expenses of the business plus, depending on your type of business and its risk rating, you could access up to 100million naira (One Hundred Million Naira) in loans.

5. Access Bank Student Loan

Access Bank offers advance for School Fees scheme which is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards.

It is also ideal for financing of undergraduate study, postgraduate study and professional examinations.

• Loan amount: up to N5million.

• Refinancing option available.

• Remittance services available.

Requirements For Access Student Loan:

• Completed Application Form.

• Admission Letter.

• Tuition Advice.

• Letter of domiciliation of salary account with Access Bank.

6. Access Lending Against Turnover Loan

Sometimes urgent financial needs may arise and you might be low on cash. This is where Access Lending Against Turnover (LATO) Loan comes in. With LATO, you can get access to instant cash by dialling *901*11#

Lending Against Turnover (LATO) is an instant loan product for non-salary account holders who have an existing banking relationship with the Access Bank for over six months.

Why Access LATO Loan:

• 24/7 service which does not require visits to the bank and application is done conveniently via USSD code *901*11#

• No documentation required

• No collateral required

• 30 days loan.

7. Access Cashed Bank Loan

Are you in need of cash urgently and the maturity on your investment with it is far away? This is where cash-backed lending comes in! You can access instant cash-backed loans with access bank by dialing *901*11*2#

8. Access Creative Sector Loan

The creative sector loan is a Central Bank of Nigeria initiative aimed at capacity building and employment creation for individuals and businesses currently into any of the following:

• Fashion, Technology, Movie Production, Movie Distribution, Music, Software Engineering, Student Loan

Requirements For Applying For Any Access Bank Loan 

1. Completed Application Form

2. Completed Employee Status Inquiry/Employer’s Confirmation Form

3. Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)

4. Copy of Employment ID and valid means of identification

5. BVN

6. Credit checks

7. Letter of Lien/Set off

Access Bank Loan Eligibility Requirements 

1. Prepare your business plan or statement on how much you want for your business.

2. Go to any Access bank branch with the above mentioned document or apply online through our Creative sector loan portal

3. Our Relationship officers will contact you for further discussion and process your loan request.

4. The maximum interest rate of 9% per annum (all charges inclusive) is applicable on all loans.

5. The repayment period is a maximum of:

a) 3 years for Software Engineering Student Loans

b) 10 years for Movie Production & Distribution, Fashion, Information Technology and Music.

Access Bank Loan Code

you can get access to an instant loan by dialing the access bank loan code *901*11*1#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

Access Bank Interest Rates 

The maximum interest rate of 9% per annum (all charges inclusive) is applicable on all loans.

Kindly Note that access bank offers loans to civil servants, and also home loans. They gives quick loans to nysc members,

You can visit any access bank branches if you want to learn more about how access bank loans works.

Continue reading

First Bank Loan Code | Interest Rates | Contacts And How To Apply

Do you need money to finance your business, get a car or build your dream home, you can get a quick cash loan when you request and dial the first bank loan ussd Code *894*11# to apply for first bank loan.

First Bank Loan Review



First Bank is one of the top bank's in Nigeria that offers instant cash bank loans without paperwork or collateral with a low interest rates.

They offer varieties of loans starting from:

• First bank personal loan
• First bank business loan
• First bank student loan
• First bank mortgage loan
• First bank auto mobile loan
• First bank salary advance loan etc..


Best First Bank Loan To Apply


1. First Bank Personal Mortgage Loan

First bank personal mortgage loan helps you in buying your first home, constructing or simply renovating? Their flexible home loan will give you the financial boost you need to support your project.

Requirements For Applying:

• Application letter
• Personal Home Loan Application form
• Last 3 months payslip
• Statement of accounts
• Applicant’s letter of total emolument
• Confirmation of applicant’s employer on FBN approved list
• Valid title document
• Letter for irrevocable domiciliation of salary for the duration of the facility.

How To Apply:


• Complete the form and submit at the nearest FirstBank branch.

2. First Bank Personal Salary Loan

Do you have a salary account with FirstBank, you can get a cash loan of Upto 2M without collateral.

Simply fill their Loan Application Form to start enjoying their Personal Loan Against Salary structure which is designed to help you cover pressing financial obligations before pay-day arrives.

Why First Bank Salary Loan:

• You get up to 36 months repayment option, • Subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

Requirements And How To Apply:

• Application letter
• Personal Loan Application form 
• Payslip
• Statement of accounts
• Applicant’s letter of total emolument
•  Confirmationof applicant’s employer on FBN approved list
• Letter of irrevocable domiciliation of salary for the duration of the facility.
• Complete the form and submit at the nearest FirstBank branch.

3. First Bank Car Loan

Do you want to get your first car or even upgrade your old car with the first bank flexible automobile loan, you can get your dream and perfect car.

4. First Bank Joint Mortgage Loan

With first bank Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Features Of Joint Mortgage Loan:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Why Get A Joint Mortgage Loan:

• Flexible repayment structure
• Loan repayment is distributed between the spouses easing up repayment pressure
• Competitive interest rates.

Required Documents Needed To Apply:

• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with First Bank
• Letter of Introduction from employer.

How To Apply:


• Completet the form and submit to the Retail Team at the nearest First Bank branch.

Other Financing Options Offered By First Bank Loan

• First Bank Student Loan

This type of loan is actually for students or parents who wants to train their kids in school.

• First Bank Medical Bills Loan

Request and apply for first bank medical bills loans through their website.

• First Bank Holiday Finance

Planning a holiday and needs a financial support? With First bank holiday loan, you can cover all expenses and travel to anywhere you want.

First Bank Loan Code

You can apply and get a loan from First Bank Nigeria easily when you dial the First Bank Loan Ussd Code *894*11# to get started.
Continue reading

Union Bank Loan Code, Intrest Rates, Contacts | Apply For Small Business Loan | Up-to 2M Loan

Banks are most recommended money lending platforms that you can borrow from in Nigeria.


Union bank loan
Union Bank Loan Code


Union Bank offers online loans to banking and non - banking customers which they can apply for and access up-to N15,.000,000 cash loans without collateral or paperwork.


How Union Bank Loan Works? 

Union Bank offers a wide range of loans to make your vision a reality. From salary earners to entrepreneurs to pensioners, they have got a loan for you.

Ecobank Loan Code 
Zenith Bank Loan Code 
Fidelity Bank Loan Code 

Types Of Union Bank Loan

1. Unionplus Loan 

The Unionplus loan is designed for salaried customers. Customers can access up to 15 million Naira and can pay back for up to 60 months.

Loan Details :

• Repayment: 12-60 months
• Annual income range: N216,000 – N30,000,000
• Loans available between N50,000 and N15,000,000

Requirements To Apply :

• Completed Application Form
• Letter of Undertaking from employer.

2. Unionflexi Loan 

The Unionflexi loan is designed for salaried customers with an annual salary of up to 30 million Naira. 

Customers can access up to 50 million Naira and can pay back for up to 60 months.

Loan Details:

• Repayment: 12-60 months
• Annual income range: Minimum N30,000,000
• Loans available between N5,000,000 and N50,000,000

Requirements Needed:

• Completed Application Form
• Letter of Undertaking from employer.

3. Union Payadvance Loan

The Payadvance loan is designed for salaried customers. Customers can access up to 50% of their monthly salary and can pay back for up to 12 months.

Loan Details :

• Repayment: 12 months
• Annual income range: Minimum N300, 000
• Loans available between N25, 000 and 50% of monthly salary.

Requirements Details :

• Completed Application Form
• Letter of Undertaking from employer
• Proforma Invoice.


How To Apply For Union Bank Loan

You can apply online or through union bank loan ussd code in seconds :

1. To apply for union bank loan online visit webpage and sign up with your correct details and submit.

2. To apply for union bank loan through ussd code dial *826# to get started.
Continue reading

Zenith Bank Loan Ussd Code | Instant Cash Without Collateral

Zenith bank is also a top leading financial Loan company that offers fast loan to customers and non customers banking with zenith without collateral or paperwork in Nigeria.

You can now apply and get access to instant cash loan with zenith bank loan ussd code *966# and get started.

Zenith Bank Loan Review

Zenith bank loan code
Zenith Bank Loan 

If you are looking for money to go on a vacation trip, pay bills, buy your dream car or maybe have an idea that requires huge amount of money?  

Then you should consider getting a loan from zenith bank as they offer varieties of loan starting from:

• Zenith Bank Personal Loan
• Zenith Bank SME Loan 
• Zenith Bank Payday Loan 
• Zenith Bank Asset Acquisition Loan 
• Zenith Bank Salary Advance Loan etc... 


How Does Zenith Bank Loan Works? 

Here is a quick step by step on how zenith bank loan works and how to apply for zenith loan :

2. Fill in your zenith bank account details and BVN
3. Choose the type of loan you need and fill in other queries 
4. Select your payment type and how you would like to repay back 
5. Finally select when you want to be granted Loan.

Zenith Bank Loan Ussd Code 

Get instant cash loan with zenith bank ussd loan code *966#, up-to 3Million cash loan without any hassle or collateral.

Other Zenith Bank Loan To Apply :

1. Zenith Lease Loan 

Zenith Lease loan is specifically finance or sale and lease back financing to support the acquisition of asset or equipment.

2. Zenith Term Loans 

Zenith Term Loan is a credit (short term, medium or long term) availed to finance specific capital projects expansion or lines of business for a specified tenor. Repayment can be bullet, balloon or instalmental.

3. Zenith Bank Salary Loan 

Zenith salary advance loan is a revolving credit with a clean-up cycle availing up to 60% of your net monthly salary. 

4. Zenith Bank Overdraft Loan

Overdraft is a type of loan which allows the borrower / obligor to draw a certain amount in excess of the credit balance in their current account within a specified tenor usually not exceeding Twelve months.

5. Zenith LPO Finance Loan

LPO Finance is a loan made available to borrowing customers to finance the supply of materials or execution of specific supply contracts to reputable organizations.

How Can I Apply For Zenith Bank Loan? 

These loans offered by zenith bank can be applied online through their website or zenith loan app.

You can also reach or contact them on Email: zenithdirect@zenithbank.com, call 234-1-2787000, 0700ZENITHBANK or visit the Zenith Bank branch closest to you.
Continue reading

Uba Loan Code | Intrest Rates And How To Apply | Up-to 3M Cash Loan

Uba Loan Code|Contacts|Intrest Rates. 

Uba bank offers quick instant online cash loan without collateral with free terms and you can borrow up-to N30,000,000 and repay back over 36 months.


How Does Uba Bank Loan Works And How To Get Started ?

If you need a constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with uba is a rewarding relationship that enables you to enjoy the good things of life.

You can apply for Uba bank loan through online and with Uba loan ussd code *919# and proceed with the screen prompts.

Ecobank Loan 
Fidelity Bank Loan  
Citibank Personal Loan 


Types Of Uba Bank Loan And How To Apply 

Uba loan code
Uba Loan Review 

1. Uba Personal Overdraft Loan 


UBA Personal Overdraft loan is a short-term facility that allows you to overdraw your current account for 6 months, up to a maximum amount of N3 million. 


You repay only 5% of the amount borrowed every 30 days, when your salary is paid.


Benefits Of Uba Personal Loan:


• By having to repay 5% every month till the end of the 6 months tenor when you have to repay the total outstanding, 


• you are assisted in managing your finances.


• Gives you the money you need when you do not have sufficient funds in your account.


• Considerate, structured and convenient terms of repayment


• Competitive interest rate.


How To Apply For Uba Personal Loan :


1. Complete a UBA Consumer Loan Application form which you may download online or pick up from any of our branches.


2. Submit your application to the Customer Service Officer in your branch.



2. Uba Bank Asset Finance Loan 


The credit program that gives you the opportunity to own those assets you have always longed for.


How To Apply Uba Asset Loan:


1. Complete a Consumer Loan Application Form, which you may download online or pick up from any of our branches

2. Obtain a pro-forma invoice from an acceptable vendor known to your customer service officer


3. Submit your application to the customer service officer in your branch


4. Provide the minimum equity contribution of 20% of the cost of the asset


Provide the funds to cover the insurance cost



3. Uba Personal Loan 


Uba personal loan will give you the freedom to spend a little more on what you really want. 


You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you chose to use your loan is up to you.


Benefits That Comes With Uba Personal Loan :


• No deposit and invoices are required


• Fast, simple and convenient


• Convenient repayment terms


• Competitive interest rates


How To Apply For Uba Personal Loan :


1. Complete a UBA Consumer Loan Application form which you may download here or pick up from any of our branches


2. Submit your application to the customer service officer in your branch



4. Uba Bank Cooperatives Loan


Uba Bank Provides credit to Cooperative societies of blue-chip companies with loans of up-to N10,000,000.


Benefits Of Uba Cooperatives Loan:


• Enables your Co-op to meet the needs of its members


• The co-operative decides how to use the loan.


• Simple and convenient.


• Competitive interest rate


How To Apply For Uba Cooperatives Loan:


1. Write a letter of request to the Manager of your business office, signed by the authorised signatories of the cooperative stating the amount & tenor of the facility required.


2. Submit the letter and supporting documents to the Customer Service Officer in your business office.



5. Uba Bank Cash Colleatral Loan

Uba offers consumer loan which makes it possible for you to obtain credit in Naira, the US dollar, Pound sterling and the Euro using your cash deposits, investments and their equivalents with UBA, UBA Capital & Trust and any other financial institution acceptable to UBA.

Benefits:


• Up to 80% of your deposits or investments in loans if the request and collateral are in the same currency


• Up to 50% of your deposits or investments in Naira loans if the collateral is in a foreign currency


• Considerate, structured and convenient repayment terms

• Competitive interest rates

• Easy and speedy access to credit without the loss of existing assets



How To Apply With Uba Loan Ussd Code *919#


With the mobile banking code and Uba quick Loan code *919# you can apply for easy online loans without collateral on your registered number with Uba Bank.


You can also Download the uba loan app on Playstore and get access to your account.


With the Uba Loan code, app,  and online application, you can access instant cash deposit to your account once you meet their terms and conditions, up-to N2,000,000.
Continue reading

Citibank Personal Loan | Auto Loan | Student Loan | Car Loan

Citibanks now offers wide range of loans whenever you are ready to help you consolidate your debt, finance a home project or fund a major milestone.

A fixed-rate Citibank personal loan can help put all your plans into action.


Citibank Loan Review 

Citibank is an international online money lending finance company that offers different kinds of loans, from Citibank personal loans, Citibank Student Loan, Citibank Auto Loan, Citibank mortgage loans and home equity loan.


Requirements To Apply For Citibank Loan

1. Yearly income of at least $10,500

2. Eligible Citi deposit account open for at least three months

3. You may have one other Citibank Personal Loan open at time of application, as long as it has been open for at least 6 months.

Citibank Loans, Interest Rates And How To Apply 


Citibank Loan

1. Citibank Personal Loan 

With Citibank personal loan, you can consolidate your debts, pay your bills, buy you dream car or house.

The Citibank personal loan amounts from $2,000 to $30,000 with a fixed rates of 7.99-23.99% APR 1.

A lump sum payout of your loan is issued to you once approved, and a check will be mailed to you within 5 business days.

You can repay your Citibank personal loan over 12, 24, 36, 48 or 60 months.

Benefits Of Applying For Citibank Loan?

1. Predictable monthly payments

2. Quick access to your funds

3. Simple application process

4. Setting up monthly payments with Auto Deduct at time of origination helps you to qualify for a lower rate and simplifies the repayment process.

5. Earn monthly ThankYou, Points when your loan is linked to an eligible checking account2 that is enrolled in Citi ThankYou Rewards.

How To Apply For Citibank Loan.

You can apply for Citibank personal loan online or you can apply in person when you visit any of their nearest branch here.

2. Citibank Home Equity Loan 

A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral. 

It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds. 

A HELOC is approved for a specific amount that can be drawn on multiple times as needed, up to your available credit limit.

Do you want to buy a house, or you want to refinance your home, with tailored advice and guidance, Citibank Home Lending Officers can help you find a mortgage option that meets your needs.

How To Apply? 

The equity in your home can help you pay for home improvements, consolidate debt or give you peace of mind knowing that cash is available if you need it.

You can apply online or apply in person and receive instant cash with an interest fixed rate (APR) 6.62%.

3. Citibank Mortgage Loan 

Looking for a mortgage? Citibank can help make your dream home a reality. Citi offers expert guidance and online tools to support you every step of the way to buying a home.

Citibank Loan Login 

If you have already signed up for Citibank personal loan then you can access their login portal from here.
Continue reading